TERMS AND CONDITIONS

Please read this carefully. This page sets out the terms and conditions on which you may use the eBook entitled ‘Hutton on Estate Planning' written by Matthew Hutton. By accessing the Publication you agree to the terms and conditions below. If you use the Publication in the course of your business, you are agreeing to these terms and conditions on behalf of that business. If you do not agree with the terms and conditions (or are not authorised to do so) you should not use the Publication. MH recommends that you print a copy of these terms and conditions for your records.

Definitions

In these Terms and Conditions, the following words shall have the following meanings:

'MH' means Matthew Hutton Chartered Tax Adviser of Broom Farm, Chedgrave, Norwich NR14 6BQ

‘the Publication' means the electronic version of a book entitled ‘Hutton on Estate Planning' written by Matthew Hutton.

‘annual subscription' means the subscription paid based on the number of users of the Publication.

‘user' means the individual, firm or company or organisation making an annual subscription and, as the context may require, each individual having rights of access to the Publication under a subscription.

Any use of the word 'he' or 'him' shall include she, her, it, they and them as appropriate.

Applicable Terms and Conditions

The Publication is owned by MH and any use made of this site (including the registrations and payments made via the website) are subject to these Terms and Conditions. MH may, at his sole discretion, modify or revise these Terms and Conditions at any time by updating the text of this page.

Access and Use

Anyone who has paid their annual subscription is entitled to use for their own purposes the information contained therein, provided:

1. It is used for information purposes only, for reproduction for use by that individual and not for reproduction on any other website without the written permission of MH.

2. No part of the Publication is copied, stored in a retrieval system or transmitted in any form or by any means to any third party without the written permission of MH.

Copyright and Trademark

Copyright in the Publication is owned by MH. Unauthorised use of the Publication including reproduction, storage, modification, distribution or re-Publication without the prior written consent of MH is prohibited.

The name of MH and all related product and service names, design marks and slogans are the trade names, service marks or trademarks of MH and may not be used without the prior written consent of MH.

All works in the nature of databases attract database rights.

Privacy Policy

All information received by you from your use of the Publication will be used by MH in accordance with his Privacy Policy. That privacy policy can be read in full here .

Subscription

On placing an order for an annual subscription to the Publication the user must provide MH with accurate and complete registration information and it is their responsibility to update and maintain changes to that information on the registration pages. MH is entitled to rely on any information which the user provides to him.

Each annual subscription is for a specified number of users. On subscription, each user will be given a user name and password ('ID'), which can be changed by the user. MH does not permit any person other than a specified user to share a user's name and password. If a user does or allows this MH may cancel or suspend access to the Publication without any further obligation to you.

Each user is responsible for all use of the Publication made by him or anyone else using his ID and for preventing unauthorised use of his ID. If the user believes that there has been any breach of security such as disclosure, theft or unauthorised use of his ID or any payment information, he must notify MH immediately by e-mailing mhutton@paston.co.uk.

If the user provides MH with an e-mail address which will result in MH sending e-mails via a computer network or telephone operated or owned by a third party, then the user warrants that he is entitled to receive those messages. Each user also agrees that MH may refrain from sending messages to him without notifying him, even if the user subscribes to receive them, if MH receives a request from a third party to stop sending e-mails to the user.

Payment

Placing of an order, whether in hard copy or electronically, will be followed by the issue of an invoice which will be emailed to you. Access to the Publication depends upon placing of an order rather than prior payment of an invoice. However, payment of the invoice must be made within 7 working days of receipt, whether made by cheque or by BACS transfer. Failure by you to make prompt payment may result in cancellation of the subscription by MH.

Distance Selling Regulations

As required by the Regulations:

• The business name and address of MH is set out in Definitions above.

• The goods or services supplied are set out in the definition of ‘the Publication' above.

• The prices including VAT of both the electronic version of the eBook and additional hard copies are set out under Prices and Subscriptions in the website, as are the delivery costs of the hard copies and payment arrangements, covered also under Cooling off Period and Cancellations below.

• Access to the eBook is given shortly after placing an order.

• The consumer's right to cancel the order is set out under Cooling Off Period and Cancellations below.

• The cost of an annual subscription as stated remains valid for orders placed before 1 September 2009.

• A contract lasts from the placing of an order until the following 30 September.

Cooling off Period and Cancellations

You have a right to inform MH in writing (whether by letter, fax or email) of a decision to cancel. This decision must be notified within the cooling off period which ends at the end of the eighth working day after the day on which the order is made. If the order is cancelled and payment has been made, the payment will be reimbursed, under a VAT credit note, as soon as possible and in any case within a maximum period of 30 days.

If the order is cancelled the hard copy of the book should be returned, in mint condition, at your expense, within 7 working days after the date of cancellation. Any additional hard copies of the book may also be returned, at your expense, provided they are in mint condition, whereupon any payment made will be reimbursed as soon as possible and in any event within 30 days of return.

Disclaimer

For the disclaimer, which forms part of these Terms and Conditions, click here.

Third Party Websites

The Publication contains links to websites operated by parties other than MH. Such links are provided for a user's convenience only. MH does not control such websites, and is not responsible for their content. MH's inclusion of links to such websites does not imply any endorsement of the material on such websites or any association with their operator. Each user is solely responsible for evaluating the accuracy and completeness of any information contained on the third party website and also the value and integrity of any goods and services offered by such website.

Crown Copyright

The material herein which has Crown Copyright is reproduced with permission of the Controller of the Stationery Office.

Viruses

Whilst MH makes all reasonable attempts to exclude viruses from the Publication, he cannot ensure such exclusion and no liability is accepted for damage caused through the downloading of viruses. Therefore the user is recommended to take all appropriate safeguards before downloading information from the Publication.

Warranty and Indemnity

The user warrants to MH that they will not use the Publication or any part thereof each for any purpose which is in contravention of any applicable law or regulation or in a manner which will infringe the copyright, trademarks, service marks or other intellectual property rights of third parties or violate the privacy, publicity or other personal rights of others or in any defamatory, obscene, threatening, abusive or hateful manner. The user shall indemnify MH, his employees and agents, harmless against all claims, liability, losses, damages and expenses including, without limitation, legal fees and costs arising out of or incurred as a result of any claims made, or litigation brought, against MH, his employees and agents, as a result of the use by the user of the Publication or any part thereof for whatever purpose, to the fullest extent permitted by law.

General

If any of the provisions of these terms and conditions are held to be invalid or unenforceable, the validity or enforceability of the remaining provisions shall not be affected.

Any failure of MH to exercise or enforce any of his rights under these terms and conditions shall not be deemed to be a waiver of any such rights or operate so as to bar the subsequent exercise reinforcement of any such rights.

Jurisdiction

The terms and conditions and the use by the user of the Publication shall be governed by the laws of England and Wales and the parties hereto submit to the exclusive jurisdiction of the English Courts in all disputes arising out of or relating to, the Publication and or any transactions made in relation to the Publication, or these terms and conditions.